Mr. Kini joined SBI as Probationary Officer in 1967 held various key positions during 1970 -2005 and retired as Managing Director National Banking Group which is a Board level position. As MD he was responsible for (a) Operation and business of SBI's distribution network of 9000+ branches and (b) SBI’s Retail Businesses viz. Consumer Business (credit and liability products); SME Business; and Agricultural Finance.
Dr. Anjana is a seasoned professional in Banking as well as Financial Services and Insurance industry. She is currently on the Boards of Ajanta Pharma Limited and Cheminova Ltd. Dr. Anjana has impressive academic qualifications and comes from the teaching profession which suggests that she would have the ability to bring contemporary thinking on business and management. She has had a stint in banking and insurance. The fact that she is on two other corporate Boards is helpful as she would be acquainted with Board level processes and the governance responsibilities of a Financial Services Company Board
B.Tech. in Mechanical Engineering from IIT Kharagpur where he received the "Institute Silver Medal" and a P.G.P. (equivalent to an M.B.A.) from the Indian School of Business ("ISB"), Hyderabad where he was awarded the "ISB Scholar of Excellence."
V Ramakrishna Gupta is a Chartered Accountant and a Cost Accountant. He has experience of 20 years in Accounting and Financial Management in Bharat Petroleum Corporation Ltd (BPCL). He has held senior positions in BPCL and handled various areas of finance/commercials of Retail, LPG, Lubes business units.. He is currently holding the post of General Manager (Corporate Finance) handling Management Accounts, Risk Management, and Budgeting at Bharat Petroleum Corporation Limited, Mumbai.
Mr. Gupta has over 20 years of rich experience handling leadership roles in financial domain with different Banks and NBFCs. Business growth & development, refining and implementing Operations strategy that include aspects such as area selection, product design and delivery, portfolio quality management are his forte. He has in-depth understanding of unsecured and secured retail lending portfolios such as that of Personal Loans, Business Loans, MSME loans, Auto Loans, Mortgages and Microfinance. He is a Management Graduate in Marketing. Before joining FINO, he was associated with Satin CreditCare, Fullerton India, ICICI Bank and Ashok Leyland Finance.